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Cardinal Bank is amongst the biggest institutions that are financial in Northern Virginia plus the Commonwealth of Virginia. Cardinal Financial Corporation is composed of Cardinal Bank, George Mason Mortgage, and Cardinal riches Services. Cardinal also offers an ownership fascination with title loans TN Bankers insurance company. With banking workplaces conveniently based in Virginia, Maryland as well as the District of Columbia, we offer leading-edge technology and attention that is traditional information and individual solution this is certainly the best.

The Cardinal Benefits

Cardinal Bank is focused on assisting people and companies achieve their goals by understanding their needs that are financial. Our bankers pay attention to your tales. We read about your aspirations and challenges. Then we head to work matching your requirements with all the banking solutions that can help you become successful. Your tale becomes our tale, too, even as we read about your specific situation and attempt to deliver an exceptional, constant, and superior client experience that combines value, convenience and individual attention.

We have been proud to supply a number of services and products – from home mortgages to small company loans, individual and company deposit records, wide range administration solutions and business money management solutions – offering the right mixture of individuals, services and products to acquire the essential of the banking relationship. We desire to have the honor of serving both you and working for you pursue the next chapter of one’s tale.

Subscriptions and Associations

Cardinal Bank is proud to be component among these subscriptions and associations:

• Virginia Bankers Association (VBA);
• Virginia Association of Community Bankers (VACB);
• United States Bankers Association (ABA);
• Independent Community Bankers Association (ICBA);
• Federal Deposit Insurance Corporation (FDIC).

Services Provided

Cardinal Bank provides a number of checking, cost cost savings, cash market and certification of deposit reports to fulfill the requirements of companies from those who find themselves simply getting started to those people who are mature.

1. Checking

Our checking services and services and products consist of:

• Company Chairman’s Club Checking;
• Commercial Checking;
• Company Interest Checking;
• Just Business Checking.

2 Other Deposit Accounts

You can expect additional deposit reports to aid your clients’ needs or even to better assistance manage cashflow:

• Escrow Manager;
• Interest on Lawyer Trust Accounts;
• Sweep Services;
• Zero Balance Accounts.

3. Savings and Cash Marketplace

Earn significantly more with a savings or cash market account:

• Company Monster Cash Marketplace;
• Company Money Marketplace;
• Business Merely Savings.

4. Certificates of Deposit (CDs) and CDARS

Earn significantly more with Certificates of Deposit or spend big sums and retain FDIC protection with CDARS.

5. Overdraft Protection

Cardinal Bank provides choices for overdraft security to simply help avoid moments that are embarrassing charges with Overdraft Protection personal credit line or Savings/Money marketplace Overdraft Transfer.

6. Business Insurance

Company Insurance Services Supplied Include:

• Property Coverage – Buildings, Business Personal Property, Computer Equipment;
• Expert Liability – Errors and Omissions, healthcare Malpractice, Directors and Officers obligation;
• General Liability – Premises and Operations, Accidental Injury, Fire Harm, Employment Methods Liability;
• Commercial Cars;
• Worker’s Compensation;
• Employee Benefits – Major Healthcare, Impairment, Dental, Group Lifetime, Key Worker Life Insurance Coverage, Voluntary Life Insurance Policies;
• And much more.

401(k) Plans

Unless your business has knowledgeable and experienced people that are dedicated to handling your employee your retirement plan, you should look at employing an advisor that is financial focuses primarily on 401(k) plans and it is as aimed at your requirements when you are to your staff. All k that is 401( plans have a similar fundamental objective – to serve being your your retirement cost cost savings arrange for employees. But, there are various 401(k) plan designs that suit many certain company requirements. The 401(k) advisor’s part would be to allow you to set reasonable expectations, choose the most suitable plan, then handle most of the components on a continuing foundation to simply help guarantee a plan that is successful.

A powerful k that is 401( advisor is similar to a mentor, coordinating the work of these with particular expertise in a few areas. That you select someone who can manage the whole, rather than just certain parts since you have the overall responsibility for all the various plan functions, it is important.

Maintaining the right your your retirement policy for business usually may seem like an intimidating task – especially if you think about anything else that goes into managing a business that is successful. It’s one of our specialties for us at Raymond James. Generally speaking, the part of the k that is 401( consultant are segmented into:

• Developing a retirement that is overall strategy with certain objectives to achieve success;
• Evaluating and picking the service that is appropriate to meet your needs;
• Reviewing the master plan design conditions such as for example matching share formulas, revenue sharing allocations, etc.;
• Assisting in the design associated with the investment policy statement (IPS) to greatly help minimize your fiduciary obligation;
• Handling the execution and change to brand new providers;
• Serving given that main contact for every aspect of plan servicing;
• Offering ongoing plan ratings;
• Handling employee investment and communication training;
• Educating plan individuals about plan circulation alternatives, offer retirement cash movement analysis, and, whenever necessary, check with retirees regarding investment asset allocation.

When you have any queries linked to our bank, please take a moment to e mail us to learn more or to schedule a consultation!